Important Disclaimers

Disclaimer

Important legal disclaimers and risk warnings for INR100 platform users

CRITICAL RISK WARNING

TRADING AND INVESTMENT IN FINANCIAL INSTRUMENTS INVOLVES SUBSTANTIAL RISK AND MAY NOT BE SUITABLE FOR ALL INVESTORS.

Please read and understand these risks before using our platform. You should carefully consider whether trading is suitable for you in light of your circumstances, knowledge, and financial resources.

You may lose some or all of your invested capital. Past performance is not indicative of future results.

1. Investment Risks
Understanding the risks associated with investing
High Risk Warning

All investments carry risk. You could lose some or all of your invested capital. Never invest money you cannot afford to lose.

Types of Investment Risks:

  • Market Risk: Investment values fluctuate based on market conditions, economic factors, and global events
  • Liquidity Risk: Difficulty in selling investments quickly without significant price impact
  • Credit Risk: Risk of issuer defaulting on payment obligations
  • Currency Risk: Fluctuations in exchange rates affecting international investments
  • Concentration Risk: Risk from having too much invested in one asset or sector
2. No Investment Advice
Our platform does not provide personalized investment advice

IMPORTANT: INR100 is an investment platform, not a registered investment advisor.

What We Provide:

  • • General information about investment products
  • • Educational content and resources
  • • Research tools and market data
  • • AI-powered insights and analytics (for informational purposes only)
  • • Platform for executing investment transactions

What We Do NOT Provide:

  • • Personalized investment recommendations
  • • Financial planning advice
  • • Tax advice or guidance
  • • Legal or regulatory advice
  • • Guarantees on investment performance

Your Responsibility: All investment decisions are yours alone. Please consult with qualified financial advisors before making investment decisions.

3. Information Accuracy
Limitations on data accuracy and timeliness

While we strive to provide accurate and up-to-date information, we cannot guarantee the completeness, accuracy, or timeliness of all content on our platform.

Data Sources and Limitations:

  • • Market data may be delayed by 15 minutes or more
  • • Third-party data providers may have their own accuracy limitations
  • • AI-generated insights are based on historical data and algorithms
  • • Educational content is for general information only
  • • News and analysis reflect the time of publication

Your Due Diligence: Always verify information from multiple sources and conduct your own research before making investment decisions.

4. Platform Limitations
Technical and operational limitations of our service

Service Availability:

  • • Platform may be unavailable during maintenance windows
  • • High market volatility may cause system slowdowns
  • • Third-party service dependencies may affect functionality
  • • Network issues may impact order execution

Functionality Limitations:

  • • Order execution depends on market liquidity
  • • Price quotes are indicative and may differ at execution
  • • AI features have inherent algorithmic limitations
  • • Mobile app features may differ from web platform
5. Regulatory Compliance
SEBI regulations and compliance requirements

INR100 Technologies Pvt. Ltd. is registered with SEBI as an Investment Advisor.

Regulatory Status:

  • • Registered Investment Advisor (RIA) with SEBI
  • • Member of relevant stock exchanges through brokers
  • • Compliant with KYC and AML requirements
  • • Subject to regular regulatory audits and inspections

Your Compliance Responsibilities:

  • • Complete accurate KYC documentation
  • • Maintain updated personal and financial information
  • • Comply with applicable tax laws and reporting requirements
  • • Understand and follow platform rules and regulations
6. Third-Party Services
Disclaimers regarding external service providers

Our platform integrates with various third-party services. We are not responsible for the content, policies, or practices of these external providers.

Broker Partners:

  • • Order execution through licensed brokers
  • • Broker fees and charges may apply
  • • Broker terms and conditions apply

Data Providers:

  • • Market data from licensed providers
  • • News and analysis from third parties
  • • Research reports may have copyright restrictions
7. Limitation of Liability
Our liability limitations and your protections

In no event shall INR100 be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

Specific Limitations:

  • • Losses from market fluctuations
  • • Technical failures or system outages
  • • Third-party service disruptions
  • • Inaccurate or delayed information
  • • Unauthorized access or security breaches
  • • Regulatory changes affecting investments

Maximum Liability:

Our total liability shall not exceed the fees paid by you for our services in the 12 months preceding the claim.

8. Technology Risks
Risks associated with digital platforms and technology

Technology-Related Risks:

  • • System outages and maintenance downtime
  • • Cybersecurity threats and data breaches
  • • Software bugs and technical errors
  • • Network connectivity issues
  • • Mobile app compatibility problems
  • • API failures or third-party service disruptions

Your Protection: We implement industry-standard security measures, but recommend you also take steps to protect your account and personal information.

9. Market Disruptions
Extraordinary market events and their impact

During periods of extreme market volatility, trading may be suspended, delayed, or modified by exchanges and regulatory authorities.

Market Disruption Events:

  • • Circuit limit breaches on exchanges
  • • Trading halts due to technical issues
  • • Regulatory actions affecting markets
  • • Natural disasters or political events
  • • Flash crashes or unusual trading patterns

During market disruptions, normal order processing may be delayed or modified. We will communicate important updates through our platform and official channels.

10. Jurisdiction Limitations
Geographic and legal jurisdiction limitations

Geographic Restrictions:

  • • Services currently available to Indian residents only
  • • Non-residents may have limited or no access
  • • Local laws may restrict certain investment products
  • • Tax implications vary by jurisdiction

Legal Jurisdiction:

These disclaimers and all disputes shall be governed by the laws of India, with exclusive jurisdiction in the courts of Bangalore, Karnataka.

11. Contact Information
How to reach us with questions or concerns

If you have any questions about these disclaimers or our investment platform, please contact us through the following channels:

Customer Support

+91 80 4567 8900
support@inr100.com
Available 24/7

Compliance Department

compliance@inr100.com
+91 80 4567 8901
12. Policy Updates
How we update and notify about policy changes

We may update these disclaimers from time to time to reflect changes in our services, regulatory requirements, or applicable laws.

Update Process:

  • • Material changes will be communicated via email
  • • Updated policy will be posted on our website
  • • Continued use constitutes acceptance of updates
  • • Effective date will be clearly stated
Acknowledgment

By using INR100 platform, you acknowledge that you have read, understood, and agree to be bound by these disclaimers.

These disclaimers supplement our Terms of Service and Privacy Policy. In case of conflict, these disclaimers take precedence for investment-related matters.

Last Updated: December 12, 2025
Please check back regularly for the latest disclaimers and risk warnings.