Privacy Policy
Your privacy is important to us. This policy explains how we collect, use, and protect your personal information.
Personal Information
When you use INR100, we may collect personal information that identifies you, including:
- Full name, email address, and phone number
- Date of birth and PAN card number
- Aadhaar number (for KYC verification)
- Bank account details for transactions
- Government-issued ID documents
- Physical and IP address
Financial Information
To provide our services, we collect financial information such as:
- Bank account numbers and IFSC codes
- Investment portfolio details
- Transaction history and amounts
- Payment method information
- Credit/debit card details (encrypted)
Usage Information
We automatically collect information about your use of our services:
- Device information and browser details
- IP address and location data
- Pages visited and time spent on our platform
- Investment preferences and behavior
- App usage patterns and features accessed
Service Provision
We use your information to provide, maintain, and improve our services:
- Create and manage your investment account
- Process transactions and investments
- Provide personalized investment recommendations
- Generate account statements and reports
- Communicate important account information
Security and Compliance
We use your information to maintain security and comply with legal requirements:
- Verify your identity and prevent fraud
- Comply with KYC and AML regulations
- Monitor for suspicious activities
- Generate regulatory reports
- Conduct security audits
Communication and Marketing
With your consent, we may use your information for:
- Send service-related notifications
- Provide customer support
- Share investment insights and market updates
- Promote new features and services
- Conduct surveys and research
Security Measures
We implement industry-standard security measures to protect your information:
- Encryption: 256-bit SSL/TLS encryption for data in transit
- Storage: Encrypted storage for sensitive data
- Access Control: Strict access controls and authentication
- Monitoring: 24/7 security monitoring and threat detection
- Compliance: Regular security audits and vulnerability assessments
Data Retention
We retain your information only as long as necessary to provide our services and comply with legal obligations. When data is no longer needed, we securely delete or anonymize it.
Breach Notification
In the event of a data breach that may affect your personal information, we will notify you promptly in accordance with applicable laws and provide guidance on protective steps you can take.
Your Rights
Under applicable data protection laws, you have the following rights:
- Access: Request a copy of your personal information
- Correction: Update or correct inaccurate information
- Deletion: Request deletion of your personal information
- Portability: Receive your data in a portable format
- Objection: Object to certain processing activities
- Restriction: Limit processing of your information
How to Exercise Your Rights
To exercise your privacy rights, please contact us at:
Important Notice
INR100 is not intended for children under 18 years of age. We do not knowingly collect personal information from children.
If we discover that we have collected personal information from a child without parental consent, we will take steps to delete that information promptly. If you believe we have collected information from a child, please contact us immediately.
Privacy-Related Inquiries
If you have questions or concerns about this privacy policy or our privacy practices, please contact us:
privacy@inr100.com
1800-100-1000
Data Protection Officer
Our Data Protection Officer is responsible for overseeing our privacy program and ensuring compliance with applicable data protection laws.
Regulatory Authority
If you have unresolved privacy concerns, you have the right to file a complaint with the relevant data protection authority in your jurisdiction.
We may update this privacy policy from time to time to reflect changes in our practices or applicable laws. When we make changes, we will:
- Update the "Last updated" date at the top of this policy
- Notify users of significant changes through email or app notifications
- Obtain consent when required by applicable laws
We encourage you to review this policy periodically to stay informed about how we protect your information.
Have Questions About Your Privacy?
Our privacy team is here to help. Contact us with any questions or concerns about your personal information.