Terms of Service
Last updated: December 12, 2025
Please read these Terms of Service carefully before using INR100 platform. By accessing or using our service, you agree to be bound by these terms.
Welcome to INR100 (the "Platform"). These Terms of Service ("Terms") govern your use of our website, mobile application, and related services (collectively, the "Service") operated by INR100 Technologies Pvt. Ltd. ("us", "we", or "our").
By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.
These Terms apply to all visitors, users, and others who access or use the Service.
INR100 is a micro-investing platform that allows users to start investing with as little as ₹100. Our platform provides:
- Fractional investing in stocks, mutual funds, and other assets
- AI-powered investment insights and recommendations
- Educational content and learning resources
- Portfolio management and tracking tools
- Social investing features
- Gamified investment experience
Age Requirement
You must be at least 18 years old to use our platform.
Residency
Our services are currently available to Indian residents only.
KYC Requirements
All users must complete KYC verification as per regulatory requirements.
Valid Information
You must provide accurate and complete information during registration.
Account Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
Accurate Information
Keep your personal and financial information updated and accurate.
Prohibited Activities
You may not use the platform for illegal activities or violate any applicable laws.
Communication
Maintain active communication channels for important notifications and updates.
Investment Products
We offer access to various investment products including stocks, mutual funds, ETFs, and digital gold.
Order Execution
All orders are executed based on market conditions and may be subject to delays.
AI Recommendations
Our AI-powered recommendations are for informational purposes only and should not be considered as financial advice.
Research and Analysis
We provide research tools and analysis, but investment decisions are solely yours.
Transaction Fees
We charge nominal fees for buy/sell transactions as per our fee schedule.
Subscription Plans
Premium features may require subscription to paid plans.
Fee Changes
We reserve the right to modify our fee structure with 30 days' notice.
Third-party Charges
External charges like brokerage fees from exchanges may apply.
All investments carry risk. Past performance does not guarantee future results. You may lose some or all of your invested capital.
Market Risk
Investment values can fluctuate due to market conditions and economic factors.
Liquidity Risk
Some investments may be difficult to sell quickly without significant price impact.
Technology Risk
System outages or technical issues may affect trading and access to your account.
Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices.
Data Collection
We collect information necessary to provide our services and comply with regulatory requirements.
Data Security
We implement industry-standard security measures to protect your data.
Data Usage
We use your data to provide services, improve our platform, and comply with legal obligations.
In no event shall INR100 Technologies Pvt. Ltd. be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the service.
Service Availability
We strive for high availability but cannot guarantee uninterrupted service.
Investment Advice
Our platform provides information and tools, not personalized investment advice.
Your Right to Terminate
You may close your account at any time by contacting customer support.
Our Right to Terminate
We may suspend or terminate your account if you violate these terms or applicable laws.
Effect of Termination
Upon termination, your access to the platform will cease, but these terms will continue to apply.
Jurisdiction
These terms shall be interpreted and governed by the laws of India.
Dispute Resolution
Any disputes will be subject to the exclusive jurisdiction of courts in Bangalore, India.
Regulatory Compliance
Our operations are subject to SEBI regulations and other applicable laws.
Legal Department
Email: legal@inr100.com
Phone: +91 80 4567 8900
Registered Office
INR100 Technologies Pvt. Ltd.
#123, Technology Hub
Electronic City, Bangalore - 560100
Karnataka, India
Last Updated: December 12, 2025
These terms may be updated periodically. Continued use constitutes acceptance of updated terms.